RBB Bancorp (RBB) Q4 2024 Earnings Call Transcript

News Room
By News Room 2 Min Read

RBB Bancorp (NASDAQ:RBB) Q4 2024 Earnings Conference Call February 4, 2025 2:00 PM ET

Company Participants

Rebeca Rico – AVP, Financial Analyst
David Morris – President and CEO
Johnny Lee – President and CEO, Royal Business Bank
Lynn Hopkins – EVP, CFO
Jeffrey Yeh – EVP, Chief Credit Officer

Conference Call Participants

Brendan Nosal – Hovde Group
Matthew Clark – Piper Sandler
Jackson Laurent – Stephens
Kelly Motta – KBW
Tim Coffey – Janney Montgomery Scott

Operator

Greeting, and welcome to the RBB Bancorp’s Fourth Quarter 2024 Earnings Conference Call [Operator Instructions]. Please note, this conference is being recorded. I will now turn the conference over to your host, Ms. Rebeca Rico. Ma’am, the floor is yours.

Rebeca Rico

Thank you, Ollie. Good day, everyone. And thank you for joining us to discuss RBB Bancorp’s results for the fourth quarter of 2024. With me today are Johnny Lee, David Morris, Lynn Hopkins and Jeffrey Yeh. David, Johnny and Lynn will briefly summarize the results, which can be found in the earnings press release and investor presentation that are available on our Investor Relations Web site and then we’ll open up the call to your questions. I would ask that everyone please refer to the disclaimer regarding forward looking statements in the investor presentation and the company’s SEC filings. Now I’d like to turn the call over to RBB Bancorp’s Chief Executive Officer, David Morris. David?

David Morris

Thank you, Rebeca. Good day, everyone. And thank you for joining us today. First, as the bank headquartered in Los Angeles, it’s important to acknowledge the tremendous devastation and impact to many Southern California communities due to the wildfires. We are proud of our team’s effort to support the affected communities and are committed to assisting with the long recovery process. We’ve partnered with non-profit organizations, serving low to moderate income communities, collecting donated

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